LegalDisclosures & Legal
About The MAJOR Standard
The MAJOR Standard, LLC provides financial consulting and implementation services across credit, protection, tax readiness, and broader financial planning needs.
Our services are designed to help clients understand their current position, identify priorities, and take appropriate action. Specific services may be subject to separate agreements, disclosures, licensing requirements, and applicable federal and state laws.
Because financial decisions rarely exist in isolation, The MAJOR Standard maintains a growing professional network that may include realtors, lenders, investment bankers, resume and career optimization professionals, independent insurance brokers, and other specialized professionals across the country.
Where appropriate, we may introduce clients to professionals within our network whose expertise may support a client's broader goals or next major financial move. Any referral or introduction does not constitute an endorsement, guarantee of services, or representation that a particular professional is suitable for every client. Clients remain responsible for evaluating and selecting any third-party professional or service provider.
Consulting
The MAJOR Onboarding is a consulting relationship focused on financial organization, prioritization, education, and accountability.
Consulting does not guarantee a particular credit score, insurance approval or coverage amount, tax result, funding approval, investment return, or other financial outcome. Recommendations and next steps depend on each client's individual circumstances and the information available at the time of service.
Insurance & Protection
The MAJOR Standard provides insurance-related services through appropriately licensed insurance professionals. Kiyah Major, Founder, is a licensed insurance producer and can be verified through the National Insurance Producer Registry (NIPR) under National Producer Number (NPN): 22205085.
Insurance recommendations and policy placement are subject to the terms, underwriting requirements, eligibility standards, and decisions of the applicable insurance carrier. Policy premiums are determined by the insurer and are separate from any applicable broker or service fee.
Nothing on this website guarantees that an applicant will qualify for coverage, receive a particular policy, or receive coverage at a particular premium.
Credit Services
Credit services may include credit-profile review, identification of potential inaccuracies or areas for improvement, dispute implementation where appropriate, and other credit-related support.
Clients are responsible for providing complete and accurate information and for reviewing documents and submissions made on their behalf. No specific credit-score increase, deletion of accurate information, approval, or other credit outcome is guaranteed.
Credit services are provided subject to applicable federal and state requirements, including requirements governing credit-repair services and consumer contracts.
Tax Services
The MAJOR Standard provides tax preparation and planning services based on the information and documentation provided by the client and applicable federal and state tax requirements.
Tax returns are prepared by a paid tax return preparer with a valid IRS Preparer Tax Identification Number (PTIN).
Clients are responsible for providing complete and accurate information and reviewing their returns before filing. Tax outcomes are not guaranteed, and preparation does not guarantee a particular refund, tax liability, credit, deduction, or IRS or state determination.
Tax preparation and planning services do not constitute legal advice or a guarantee regarding the outcome of an audit, examination, notice, or other tax matter.
Investments & Securities
The MAJOR Standard does not provide securities brokerage, portfolio management, or investment-management services through this website.
Information provided through MAJOR consulting is educational and planning-oriented and should not be understood as a recommendation to buy or sell a particular security or investment.
No Guaranteed Outcomes
Financial outcomes depend on individual circumstances, third-party decisions, market conditions, underwriting, creditor or bureau procedures, tax law, and other factors outside the control of The MAJOR Standard.
Past results, examples, or illustrations do not guarantee future results.
Client Responsibility
Clients are responsible for providing complete, accurate, and timely information and for reviewing documents before submission or filing. Nothing on this website replaces the need for individualized legal or other professional advice when circumstances require it.
Website Information
Information on this website is provided for general informational purposes and may not reflect the most current legal, tax, insurance, or financial requirements. Nothing on this website creates a professional-client relationship unless and until the applicable services agreement has been executed.
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