Build stronger credit.
Plan beyond today.
Credit strategy and life insurance solutions for those building a future beyond themselves.Different needs. An intentional approach to your finances.Choose your starting point.
Your finances don’t exist in separate categories.
Your solutions shouldn’t either.
More clarity. Better decisions. A stronger future.
What’s your next major move?
Pick what’s ahead. We’ll build the next six months around it.
MAJOR DIFFERENCEYou don't need every solution. You need the right ones, in the right order.
01 — Assess
See where you stand across credit, cash flow, protection, taxes, and goals.
02 — Prioritize
Identify what matters most — and what can wait.
03 — Plan
Build a six-month roadmap around where you are and where you're going.
04 — Implement
Move forward with preferred client pricing.
The framework is defined. Your path is not.
Hi, I’m Kiyah Major
I’m an experienced credit strategist, licensed insurance broker, and currently completing the examinations required for Enrolled Agent status. I founded The MAJOR Standard to make practical financial guidance more accessible and help people understand what matters most before making their next major move.
My job isn’t to judge where you are. It’s to help you understand it, know what matters most, and move forward with intention.
FAQs - Good Questions to Ask
What does the consulting package for $199 include?
Your full onboarding assessment and six months of consulting across cash flow, credit, protection, taxes, and your next major move. Services will be recommended based on your roadmap. You are not obligated to pay for additional implementation. 1
Do I need to have my finances together first?
2
Not at all. You don't need perfect credit, a certain income, or all the answers before you start. We begin with where you are, identify what matters most, and build from there.What happens after the six months?
At the end of your six months, we'll assess what changed, what you've accomplished, and what still needs attention.From there, you can decide whether you want to continue working with The MAJOR Standard through another service or take your plan forward independently.3
Do you sell insurance or other financial products?
4
Yes. The MAJOR Standard provides insurance services through my agency relationship. Compensation may be received if you choose to purchase an insurance policy.You are never required to purchase insurance or another product to participate in MAJOR Onboarding.Is this financial advice?
The MAJOR Standard provides financial consulting focused on helping you understand your financial position, prioritize your next steps, and put your plan into motion where implementation is applicable.
Our services do not include investment, securities, or brokerage advice.5
Can you guarantee a credit score increase or specific result?
6
No one ethically can. What we provide is a clear picture of where you stand, a prioritized plan, and guidance as you work through it.Is my information private?
Yes. We take your privacy and security seriously. Your information is used to provide services and meet applicable legal and business requirements. We retain information only as long as reasonably necessary or required by law, then securely delete or destroy it.7
Raise Your Standard of Excellence
Your credit. Your assets. Your business. Your legacy.
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