Protection + Peace of Mind

Coverage built for real life – and the people who matter most.

Whether you're protecting your family, your income, or your business legacy, we help you find the right coverage with zero pressure and total clarity.

Term Life

Whole Life

Universal Life

Guaranteed Issue

Annuities

Term Life • Whole Life • Universal Life • Guaranteed Issue • Annuities •

Who this is for

Built for people who are building something.

• YOUNG PROFESSIONALS

• PARENTS SEEKING SECURITY

• ENTREPRENEURS + BUSINESS OWNERS

• FAMILIES FOCUSED ON LEGACY

1. OPTIMIZED CREDIT + CASH FLOW

2. INCOME PROTECTION + SECURITY WHILE BUILDING (YOU ARE HERE)

3. LEVERAGE + LEGACY PLANNING

Where this fits

Your financial strategy should move in order.

We don’t lead with products– we navigate with forward-thinking.

Every recommendation is based on:

Your current financial position
Your income and responsibilities
What you’re building long-term

Term Life

Whole Life

Universal Life

Guaranteed Issue

Annuities

Term Life • Whole Life • Universal Life • Guaranteed Issue • Annuities •

M.A.J.O.R. Process

Book Consult Call

15–30 minutes to understand your situation, your goals, and what you actually need.

Receive + Accept Invite

Accept your zoom call invitation to confirm our meeting. Start gathering important documents and information.

Personalized Carrier Recommendations

As an independent broker, dozens of A-rated carriers will be compared to find your best options.

Secure Your Policy

You choose what fits we handle the application and keep you informed.

Common Inquiries

  • If you have income, responsibilities, or dependents, you likely need protection. It’s about exposure, not age. The sooner you set it up, the more control and flexibility you’ll have.

  • There’s no single right amount. Coverage should match your income, debts, and what you’re building long-term. We review your whole financial picture to recommend what’s right – not just what’s commonly sold.

  • For most people, it isn’t.
    Workplace policies are often limited and tied to your employment. Personal coverage ensures continuity, control, and protection that moves with you.

  • Kiyah Major is a licensed insurance professional with appointments across multiple A-rated carriers.

    Currently licensed in Texas and Florida